Parent Loan Information
What is a parent loan?
A parent loan (PLUS) is a low-interest loan that is available for parents of dependent students. Parents are eligible to borrow up to the student’s cost of education, less any other financial assistance. The gross amount awarded is reduced by an origination fee charged by the Federal Government, resulting in the actual net amount received by the student.
Repayment a of a PLUS loan is the responsibility of the parent and typically begins 60 days after loan disbursement.
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