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Western Kentucky University

Student Financial Assistance

Federal Financial Assistance for Winter Term

 

For federal financial aid purposes (i.e.grants/loans), any courses taken during the winter term will be combined with spring registration to determine your federal financial aid eligibility.  Federal financial aid will not be awarded for the winter term; instead it will be combined with your spring award and disbursed according to the spring disbursement schedule.

  

How do I apply for aid for the winter term?

You must have a 2014-2015 FAFSA on file to be eligible for federal aid.  The WKU Department of Student Financial Assistance will automatically review your federal eligibility based on the combined winter and spring registration.  Enrollment in winter term courses will initiate this review. 

Can I receive federal financial aid for the winter term?

Your federal financial aid eligibility is based upon the combined winter and spring registration.  The Department of Student Financial Assistance will adjust your cost of attendance (COA) for spring based upon winter term registration.  Any courses taken during this term will be combined with spring registration to determine federal financial aid eligibility.  For example: if a student is registered for 3 hours in the winter term, and 9 hours in the spring term, their spring eligibility will be based on 12 hours of enrollment. 

How will I be billed for the winter term?

You will be billed separately for the winter term and will be responsible for paying your winter balance by the due date listed on your winter bill.  Winter term enrollment is combined with spring enrollment to determine federal financial aid eligibility, however, for billing purposes, winter and spring are separate terms.  If you’ve already been awarded a full time package based upon your grade level and dependency status for the spring, adding winter registration will not increase your Pell or Direct Loan eligibility, however, there may be other financing options such as an alternative loan or Parent Plus loan. 

How will winter term affect my spring federal financial aid eligibility?

Any courses taken during the winter term will be combined with spring registration to determine federal financial aid eligibility.

I’m already registered full time for the spring semester.  How can I cover the cost for winter registration?

If you’ve already been awarded a full time package based upon your grade level and dependency status, adding winter registration will not increase your Pell or Direct Loan eligibility.  However, there may be other financing options such as an alternative loan or Parent Plus loan.

How will my Pell eligibility be affected if I register for winter session courses?

Pell eligibility is based on the combined winter and spring registration.  If you are already awarded a full-time spring Pell grant, adding winter registration will not increase your Pell award.

Will taking classes during the winter session affect my CAP grant eligibility?

CAP grant eligibility is based upon the combined winter and spring registration.  If you are already awarded a full-time spring CAP grant, adding winter registration will not increase your CAP award. 

When will my loans disburse if I take classes during the winter session?

Because your loan eligibility is based upon your combined registration of the winter and spring terms, your loans should disburse a week before spring classes begin, provided that all financial aid requirements have been met.

Can my PLUS loan be increased to cover my winter term expenses?

We will not automatically increase your PLUS loan if you add winter registration.  Your current spring aid including any PLUS loans you are receiving will apply toward both your winter and spring charges.  If it’s not enough to cover all the charges, you can email fa.applications@wku.edu and information will be sent regarding the next steps to increase the PLUS loan.

Can I receive financial aid if I’m planning to graduate after the winter session?

It is highly recommended that you contact the Department of Student Financial assistance to determine if there is aid eligibility prior to the end of the fall semester.

How will my Satisfactory Academic Progress (SAP) affect my eligibility for financial aid?

You must be making Satisfactory Academic Progress (SAP) prior to receiving aid for any term.  There is no review after the winter term; therefore, your winter grades will not change your federal financial aid Satisfactory Academic Progress (SAP) status for spring semester.  SAP will be reviewed at the end of the spring semester.

What happens if I drop a winter course?

Financial aid awards are based on combined winter and spring credit hours.  If your registration falls below full time (12 credit hours-combined winter and spring registration) before the spring 100% drop/add period, your financial aid award will be adjusted. 

 

 

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 Last Modified 12/12/14